Free Sample Report

Euro Area Retail Payments
2024 Overview

A full preview of our standardised country report format - including instrument breakdown, use-case analysis, and the Payment Data Monitor (PDM) Digital Maturity Index for all 20 Euro Area member states.

Euro Area · Retail Payments · 2024
Overview
Free
Total Market
~205 bn
Non-Cash Share
56%
Maturity Index
35.3
Exhibit 1  ·  Instrument share by use case
PoS
52
39
82%
E-Com
48
29
14%
P2P
41
36
4%
Cash Cards Mobile CT/Inst. Other
What's included

Three structured exhibits. One consistent framework.

Exhibit 1
Instrument Mix by Use Case

Horizontal stacked bars showing how Cash, Cards, Mobile, Credit Transfers, and Other instruments split across PoS, E-Commerce, and P2P - with share-of-total callouts.

Exhibit 2
Total Instrument Volume

Absolute transaction volumes per payment instrument for the full Euro Area, including cash. The number the market has never had on a standardised, cross-country basis.

Exhibit 3
Digital Maturity Index

A composite score across four dimensions - non-cash penetration, mobile share, instant payment adoption, and A2A presence - enabling direct country benchmarking.

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  • Total retail payment transactions sized
  • Full instrument breakdown: Cards, Mobile, A2A, CT, Cash
  • PoS, E-Commerce and P2P use case segmentation
  • Cross-Country Digital Maturity Index
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