Euro Area Retail Payments
2024 Overview

A full preview of our standardised country report format — including instrument breakdown, use-case analysis, and the PDM Digital Maturity Index for all 20 Euro Area member states.

3 Exhibits 5 KPIs Free to download
Euro Area · Retail Payments · 2024
Sample Report — Full EA Overview
Free
Total Market
~205 bn
Non-Cash Share
56%
PDM Index
35.3/100
Exhibit 1  ·  Instrument share by use case
PoS
52
39
82%
E-Com
48
29
14%
P2P
41
36
4%
Cash Cards Mobile CT/Inst. Other

Three structured exhibits. One consistent framework.

Exhibit 1
Instrument Mix by Use Case

Horizontal stacked bars showing how Cash, Cards, Mobile, Credit Transfers, and Other instruments split across PoS, E-Commerce, and P2P — with share-of-total callouts.

Exhibit 2
Total Instrument Volume

Absolute transaction volumes per payment instrument for the full Euro Area, including cash. The number the market has never had on a standardised, cross-country basis.

Exhibit 3
PDM Digital Maturity Index

A composite score across four dimensions — non-cash penetration, mobile share, instant payment adoption, and A2A presence — enabling direct country benchmarking.

Access the Euro Area Sample Report

Fill in your details and get instant access to the full sample report.

  • ~205 billion retail transactions sized — including cash
  • Full instrument breakdown: Cards, Mobile, A2A, CT, Cash
  • PoS · E-Commerce · P2P use case segmentation
  • PDM Digital Maturity Index
Get instant access
Free. No commitment. Access immediately after submitting.

Your details are used to personalise your download and may be used to follow up. We don't share your information with third parties.

Your report is ready

Thanks for your interest in Payment Data Monitor. Click below to open the sample report — you can save it as a PDF directly from your browser (File → Print → Save as PDF).

Open Euro Area Sample Report

Opens in a new tab · Print → Save as PDF to download